5 Toxic Personalities Successful People Avoid

5 Toxic Personalities Successful People Avoid
One of my favorite quotes is by Jim Rohn: “You are the average of the five people you spend the most time with.” These words opened my eyes to the fact that the people we hang out with, the people we call friends, they all have an influence on the decisions we make in life, and therefore the success we have (or don’t have). Unfortunately, not everyone pushes us to be better. Some people stop us from following our dreams or talk us out of taking a risk, and we don’t always realize that it’s happening. So it’s important to be aware and consciously choose who we spend time with, to limit...
read more

Toronto real estate market is shifting. Sellers, choose your strategy wisely.

Toronto real estate market is shifting. Sellers, choose your strategy wisely.
Since Easter, two things have happened to slow down the Toronto market. 1. Many buyers have pushed the pause button in anticipation of the budget and some were just fed up with the manipulation of this market and took a break. 2. A lot of new inventory has come onto the market. It seems that the consumer confidence level has a lot to do with buyer’s buying decisions of late. So how is this affecting the Toronto real estate market? The most desirable houses are still getting bidding wars and selling for record breaking prices, but many are seeing the offer date come and go without any offers at all....
read more

Simple Solutions For Insomnia And Anxiety

Simple Solutions For Insomnia And Anxiety
Follow these steps to relieve your anxiety and insomnia: You will want to focus on the Heart 7 and Pericardium 6 points. Heart 7 To use the Heart 7 point, take your thumb and press it against the point (pictured above) on your opposite hand. Hold this for about one minute to prepare your body for sleep or reduce anxiety. Pericardium 6 To use it, press the point (indicated above) firmly for one minute if you notice yourself struggling to get to sleep or feeling antsy. Article taken from:...
read more

Fair Housing Plan? Tax Grab Or Effective Plan?

Fair Housing Plan? Tax Grab Or Effective Plan?
Ontario’s housing market has seen very dynamic growth in recent years, with prices in the Greater Toronto Area and the Greater Golden Horseshoe rising significantly. To help curb this issue, the Ontario government has come up with a plan that they think will cool off this market. House prices have been rising at a high pace in the GTA since the end of the 2008-09 recessions. After two consecutive years of double-digit gains, average house prices in the Toronto region reached $916,567 in March 2017, up 33.2% from a year earlier. Aside from the the obvious factors, which are low interest rates and...
read more

6 Critical Things To Determine Prior to Offering on a Toronto Condominium.

6 Critical Things To Determine Prior to Offering on a Toronto Condominium.
Typically, in a normal market, you would make your condominium offer conditional upon status certificate review by a lawyer. However, given our current Toronto market conditions with bidding wars, any condition on your offer can kill the deal. It is common in this market, for the listing agents to pre-order the status certificate and there are some things you can pre determine on your own or with your realtor, prior to putting in an offer.   A status certificate contains pertinent information about the individual condominium unit. Among other things, the certificate would indicate if the current unit...
read more

5 Tips For Keeping A Cool Head In A Red Hot Market

5 Tips For Keeping A Cool Head In A Red Hot Market
Knowing the right questions to ask and steps to take before starting the house hunt is one way to help keep emotions in check. And, many common home buying missteps can be avoided by following these five tips. Read and understand everything before you sign When you hire a real estate representative to help you buy or sell a home, you will be asked to sign an agreement that defines your relationship with the representative’s brokerage. It is a legal contract that contains rights and responsibilities for both parties. Similarly, if you purchase or sell a home, you will be asked to sign a legal...
read more

What To Do When Your Water Pipes Freeze

What To Do When Your Water Pipes Freeze
Frozen Water Pipes The pipes in your home can freeze in cold weather. This can leave you with no water or cause your pipes to burst, leading to expensive property damage. Take steps to protect your pipes from freezing and learn what to do if they freeze. Understanding your water service pipe  Ensure you know the location of your master water shut-off valve. If the pipe breaks you will need to immediately shut off the water in your house until the pipe is repaired.       Water service pipes are owned by you and the City. The part that the City owns runs from the watermain on the...
read more

Cleaning Your Furnace Can Save You 15% On Your Heating Bill.

Cleaning Your Furnace Can Save You 15% On Your Heating Bill.
A clean furnace filter can cut your heating bill by 5 to 15 percent. Cleaning your furnace filter is an easy and cheap way of reducing your energy costs and improving your indoor air quality. If you are running your furnace consistently throughout the winter, it is best if you inspect your heater’s filter once a month. If you are still using disposable fiberglass filters, it is time for you to get a permanent filter. Fiberglass filters don’t work as well reusable ones, and they are wasteful. A decent reusable filter can be purchased for under fifty dollars. That’s worth the...
read more

Toronto homeowner fined $10,000 for using agencies like Airbnb

Toronto homeowner fined $10,000 for using agencies like Airbnb
Justice of the peace wants to send message to stop short-term rentals. The defendant was “thumbing his nose at the community and the city,” he said. An empty wine box sits on the street in front of the house 5 Glenelia Ave. last March. The house was a notorious destination for short-term renters and the owners have been fined $10,000 for violating Toronto bylaws. A justice of the peace has imposed a $10,000 fine on the owner of a Willowdale home who violated city bylaws by accepting short-term renters, often using web sites such as Airbnb to find them. Justice of the Peace Gerry Altobello rejected...
read more

New Toronto Land Transfer Tax Hike

New Toronto Land Transfer Tax Hike
Toronto City Council has approved changes to the Toronto land transfer tax percentages for some home buyers with closings March 1, 2017 or after. The good news is that first time buyers will not be affected. A recommendation to harmonize Toronto’s land transfer tax with the province’s rates will cost other residents an additional $750 to move house. NEW CHANGES TO TORONTO LAND TRANSFER TAX! City of Toronto Council has approved changes to the Toronto Land Transfer Tax that mean additional Toronto Land Transfer Tax costs for some home buyers with a closing date on or after March 1, 2017,...
read more

35 Things Every Homeowner Must Know To Prevent Expensive Screw-Ups

35 Things Every Homeowner Must Know To Prevent Expensive Screw-Ups
35 Things Every Homeowner Must Know to Save Money and Prevent Big Screw-Ups Protect your biggest investment, make smarter decisions, and avoid costly mistakes. Save Hundreds Simply   Technicians report that up to 30 percent of their service calls require only the push of a button or the flip of a switch. Those small actions can cost you a minimum service charge (typically $50 to $100)—plus embarrassment. Try these tactics first. Check a Warm Fridge’s Temperature Dial  Make sure it hasn’t been turned way down. Kids may have messed with it, or someone might have bumped the knob. Also, make...
read more

5 New Year’s Resolutions Every Homeowner Should Make

5 New Year’s Resolutions Every Homeowner Should Make
2016 is coming to a close, and with the new year just around the corner, people across the world are gearing up to set their intentions for the upcoming year in the form of New Year’s Resolutions. And while you’re bound to make at least one standard resolution (like “finally get in shape” or “eat more vegetables”), as a homeowner, there are some home-specific resolutions you’ll want to think about to get the most out of your property and the experience of owning a home this upcoming year. Here are 5 New Year’s Resolutions every homeowner should make for 2017: 1. Bump Up Your Mortgage...
read more

« Previous Entries