4 RULES TO LIVE BY IN RETIREMENT

4 RULES TO LIVE BY IN RETIREMENT
  Investing for retirement requires commitment and adherence to a plan over time. But for many clients, the transition from saving money to living off those savings can be unexpectedly fraught with difficulty. They may struggle with the tax implications of withdrawals, as well as when to start making them, how much to withdraw and how often. Here are a few rules they can live by: Rule No. 1: Come up with a plan for doling out the cash. As this Kiplinger article by Bryan S. Slovon points out, clients shouldn’t mistake an investment portfolio for a solid income strategy. They’ll need to...
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Toronto market conditions

Toronto market conditions
As expected, we’ve seen a market adjustment from mid April until end of May, with a large increase in homes for sale during the last 6 weeks. What does this mean? It means that the market conditions have normalized from the explosive prices witnessed from January to the beginning of April. What does this mean for you? We are currently about 15% higher than last year’s numbers and that’s still great news!!! How often do you make 15% on any investment in one year? Please see the Toronto Real Estate Board Stats below.   June 5, 2017 –  GTA realtors reported 10,196 sales in...
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Toronto’s cooling market? Is this your opportunity to buy?

Toronto’s cooling market? Is this your opportunity to buy?
Toronto’s market is experiencing a cool down, but for how long? This could be a fantastic window of opportunity if you are buying. Watch this video to learn more: http://www.cbc.ca/player/play/960853571820
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4 Easy Steps To resurface a wooden deck

4 Easy Steps To resurface a wooden deck
Prep Work Before you begin the process of resurfacing your wood deck, you will need to power wash it and repair any loose nails. After clearing all the items off of your deck, power wash the surface and allow it time to dry for a day or two. Make sure you don’t have people around when you power wash to protect against injury. Also take care not to keep the tip of your power washer too close to the deck surface while washing or you risk permanently damaging the wood. After, use your hammer to pound in any nails that have worked their way up out of the wood. If any nails are loose, pull them...
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5 Toxic Personalities Successful People Avoid

5 Toxic Personalities Successful People Avoid
One of my favorite quotes is by Jim Rohn: “You are the average of the five people you spend the most time with.” These words opened my eyes to the fact that the people we hang out with, the people we call friends, they all have an influence on the decisions we make in life, and therefore the success we have (or don’t have). Unfortunately, not everyone pushes us to be better. Some people stop us from following our dreams or talk us out of taking a risk, and we don’t always realize that it’s happening. So it’s important to be aware and consciously choose who we spend time with, to limit...
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